Are you a tightwad? Good. You are in the right spot. You need your retirement money to last a long time. Here are some cheap detached Twin Cities townhomes (under 400K in the seven county Metro Minnesota area) as provided by the Northstar Regional MLS/IDX system.
“Detached” and “affordable” are becoming oxymoronic terms in the Minneapolis area real estate market. If you have been watching this link, you already know that prices on these homes are going up, and they will keep going up, thanks to a high demand from a growing, aging population that wants the carefree lifestyle of a Twin Cities townhouse but does not want neighbors attached to their walls. Selection of real estate inventory under 400K is limited, so act now if you find something. You won’t find anything built by Charles Cudd in this price range, but you can find some pretty nice ones by Ryland in Eden Prairie Hennepin Village. and other communities.